Protecting Yourself from Surprise Medical Bills<\/title>\n<meta name=\"description\" content=\"Imagine you go to a hospital for a routine procedure. You\u2019ve made sure your hospital and doctor are covered by your insurance. The procedure goes well and you head home to recover. Two weeks later, you get the bill, but instead of the copay you expected, you get a bill for nearly $4,000. Turns out, the anesthesiologist who assisted with your procedure was \u201cout of network\u201d and your insurance won\u2019t cover that bill as expected. 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