How to get your stimulus payments when you file your tax return<\/title>\n<meta name=\"description\" content=\"If you haven\u2019t received any stimulus payments yet and believe you should have, don\u2019t fret. You will be able to recoup your money when you file your income tax return in the weeks ahead.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/dev.pirg-test.com\/georgia\/edfund\/resources\/how-to-get-your-stimulus-payments-when-you-file-your-tax-return-2\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How to get your stimulus payments when you file your tax return\" \/>\n<meta property=\"og:description\" content=\"If you haven\u2019t received any stimulus payments yet and believe you should have, don\u2019t fret. 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{"id":300,"date":"2021-02-27T02:07:31","date_gmt":"2021-02-27T07:07:31","guid":{"rendered":"https:\/\/dev.pirg-test.com\/georgia\/edfund\/resources\/how-get-your-stimulus-payments-when-you-file-your-tax-return-2\/"},"modified":"2022-08-15T19:26:10","modified_gmt":"2022-08-15T23:26:10","slug":"how-to-get-your-stimulus-payments-when-you-file-your-tax-return-2","status":"publish","type":"resource","link":"https:\/\/dev.pirg-test.com\/georgia\/edfund\/resources\/how-to-get-your-stimulus-payments-when-you-file-your-tax-return-2\/","title":{"rendered":"How to get your stimulus payments when you file your tax return"},"featured_media":13289,"template":"","meta":{"_acf_changed":false,"_yoast_wpseo_meta-robots-noindex":false,"_yoast_wpseo_meta-robots-nofollow":false,"_yoast_wpseo_opengraph-title":"","_yoast_wpseo_opengraph-description":"","_yoast_wpseo_twitter-title":"","_yoast_wpseo_twitter-description":""},"campaign_tax":[157],"display_option":[],"issue_tax":[],"resource_type":[67],"region_tax":[],"state":[5,7,8,9,12,13,16,18,23,24,25,28,29,2,32,33,34,36,38,40,41,42,46,50,52],"topic_tax":[124,121,123],"class_list":["post-300","resource","type-resource","status-publish","hentry"],"acf":{"details":{"helper_taxonomies":{"topics":[124,121,123],"collection":false,"press_type":false,"person_type":false,"resource_type":67,"event_type":false,"campaigns":157,"department":false,"level":false,"states":[5,7,8,9,12,13,16,18,23,24,25,28,29,2,32,33,34,36,38,40,41,42,46,50,52],"act_option":false,"display_option":false,"primary":{"topic":124}},"subtitle":"","excerpt":"If you haven\u2019t received any stimulus payments yet and believe you should have, don\u2019t fret. You will be able to recoup your money when you file your income tax return in the weeks ahead.","featured_image":13289,"caption_override":"","updated_on":null,"sidebar_action":"","related_event":"","hide_hero_image":false,"location":"","external_link":{"publication_name":"","url":""},"file":null,"sidebar_action_query_string":""},"helper_people_group":{"title":"Authors","entities":null},"helper_downloads":{"title":"Downloads","files":null},"page_layout":[{"acf_fc_layout":"layout_wysiwyg","_acfe_flexible_toggle":"","component_wysiwyg":{"content":"

by Teresa Murray, Consumer Watchdog<\/em><\/p>\r\n

March 3, 2021<\/em><\/p>\r\n

Some of your friends or relatives have received two COVID-19 relief\/ stimulus payments in the past year. And a third may be on the way soon.\u00a0<\/p>\r\n

If you haven\u2019t received anything yet and believe you should have, don\u2019t fret. You will be able to recoup your money when you file your income tax return in the weeks ahead.<\/p>\r\n

Here\u2019s what you need to know about past payments and the next one that\u2019s expected:<\/h5>\r\n
\r\n
People who were eligible<\/strong> but didn\u2019t receive either the first or second round of what are called \u201ceconomic impact payments\u201d will be able to recoup their money when they file their 2020 tax returns in the coming weeks or months. On tax materials, people will see the economic impact payments referred to as the \u201crecovery rebate credit\u201d (RRC) on Form 1040 or Form 1040-SR because the payments are technically an advance payment of the RRC.<\/p>\r\n<\/li>\r\n<\/ul>
\r\n
Remember you may be eligible<\/strong> for payments based on your 2020 income, even if you weren\u2019t eligible based on your 2019 return.<\/p>\r\n
\u201cThe IRS cannot correct or issue additional payments based on your 2020 income until you file your 2020 tax return in 2021,\u201d the IRS says<\/a>. \u201cThe IRS used your 2019 tax return (or 2018 if 2019 wasn\u2019t on file) to determine your eligibility and calculated any Economic Impact Payment. If you don\u2019t get an Economic Impact Payment in 2020 or you don\u2019t receive the maximum amount, you may be eligible to claim the Recovery Rebate Credit<\/a> when you file your 2020 federal income tax return in 2021.\u201d<\/p>\r\n<\/li>\r\n<\/ul>
\r\n
Save your letters from the IRS<\/strong> (notice 1444) with your tax records, the IRS says<\/a>. You\u2019ll need to refer to the amounts of any payments received when you file your 2020 taxes.<\/p>\r\n<\/li>\r\n<\/ul>
\r\n
The IRS encourages taxpayers<\/strong> who didn\u2019t get either or both of the first two payments to review their eligibility. Many, including recent college graduates, may be eligible, the IRS says.<\/p>\r\n<\/li>\r\n<\/ul>
\r\n
People who aren\u2019t normally<\/strong> required to file tax returns but are eligible for the impact payment can file a tax return for 2020 and claim the recovery rebate credit.<\/p>\r\n<\/li>\r\n<\/ul>
\r\nTo check whether you\u2019re eligible<\/strong> for any stimulus payment from the federal COVID relief law or what happened to any payment issued, go to the IRS website<\/a> and click on the blue Get My Payment button.<\/p>\r\n<\/li>\r\n<\/ul>
\r\n
If a third payment is approved<\/strong> and you\u2019re eligible, most people will receive their money automatically, without taking any action.<\/p>\r\n<\/li>\r\n
\r\n
The government will base your eligibility<\/strong> on your 2019 tax return if your 2020 return hasn\u2019t been filed yet. If you weren\u2019t eligible based on 2019 but lost your job last year or otherwise made significantly less, it\u2019s in your interest to file your 2020 return as soon as possible, before Congress approves the legislation. If you\u2019re eligible and don\u2019t get it, you\u2019ll be able to recoup it on your 2021 tax return filed next year.<\/p>\r\n<\/li>\r\n
\r\n
On the flip side,<\/strong> if you earned significantly more in 2020 than in 2019 and that increase pushes you over the eligibility limits, you should realize that filing your 2020 return before Congress passes the legislation will mean you likely won\u2019t a third stimulus payment.<\/p>\r\n<\/li>\r\n<\/ul>
\r\n
Keep an eye on the bank account<\/strong> where you got your last stimulus payment or the bank account the IRS has on file for you. Any future direct deposit should land there.<\/p>\r\n<\/li>\r\n<\/ul>
\r\n
If you didn\u2019t get a payment<\/strong> for the last round of COVID relief last year, watch your mailbox. You may have received last year\u2019s payment previously and mistakenly threw it away. Or there could have been an error that gets corrected this time around with the latest payment. In any case, you have more motivation to go through your mail carefully. Some people will receive paper checks; others will get a debit card instead.<\/p>\r\n<\/li>\r\n<\/ul>
\r\n
Eligibility for the first two payments<\/strong> was based on an adjusted gross income up to $75,000 for individuals and up to $150,000 for married couples filing jointly. Generally, people are eligible if they\u2019re U.S. citizens or resident aliens who are not eligible to be claimed as a dependent on someone else\u2019s return.\u00a0<\/p>\r\n<\/li>\r\n<\/ul>
\r\n
Watch out for scams.<\/strong> Neither the IRS nor banks will contact you asking for any personal information. There already are fraudulent text messages, emails<\/a>, phone calls and social media posts that request \u201ca small processing fee\u201d or personal information supposedly needed for people to get their COVID impact payments. If you get a call or text or email, do not call the phone number left and do not click on any links. Either ignore the messages or, if you\u2019re concerned, contact your bank or the IRS at a number you look up independently.<\/p>\r\n
For example, the Better Business Bureau says it\u2019s received complaints from consumers enticed by links to \u201crequest\u201d benefit payments. \u201cThe link will take you to an application, which prompts you to enter information in order to \u2018make sure you are getting all the payments owed to you,\u2019 \u201d the BBB says.<\/p>\r\n<\/li>\r\n<\/ul><\/body><\/html>","":null}}],"site_specific_content":""},"yoast_head":"\nHow to get your stimulus payments when you file your tax return<\/title>\n<meta name=\"description\" content=\"If you haven\u2019t received any stimulus payments yet and believe you should have, don\u2019t fret. 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