{"id":398,"date":"2020-04-20T04:18:40","date_gmt":"2020-04-20T08:18:40","guid":{"rendered":"https:\/\/dev.pirg-test.com\/georgia\/edfund\/resources\/save-auto-insurance-during-covid-19\/"},"modified":"2022-08-24T08:41:17","modified_gmt":"2022-08-24T12:41:17","slug":"save-on-auto-insurance-during-covid-19","status":"publish","type":"resource","link":"https:\/\/dev.pirg-test.com\/georgia\/edfund\/resources\/save-on-auto-insurance-during-covid-19\/","title":{"rendered":"Save on Auto Insurance during COVID-19"},"featured_media":14320,"template":"","meta":{"_acf_changed":false,"_yoast_wpseo_meta-robots-noindex":false,"_yoast_wpseo_meta-robots-nofollow":false,"_yoast_wpseo_opengraph-title":"","_yoast_wpseo_opengraph-description":"","_yoast_wpseo_twitter-title":"","_yoast_wpseo_twitter-description":""},"campaign_tax":[157],"display_option":[],"issue_tax":[],"resource_type":[67],"region_tax":[],"state":[5,7,8,9,12,13,16,18,23,24,25,28,29,2,32,33,34,36,38,40,41,42,46,50,52],"topic_tax":[124,121],"class_list":["post-398","resource","type-resource","status-publish","hentry"],"acf":{"details":{"helper_taxonomies":{"topics":[124,121],"collection":false,"press_type":false,"person_type":false,"resource_type":67,"event_type":false,"campaigns":157,"department":false,"level":false,"states":[5,7,8,9,12,13,16,18,23,24,25,28,29,2,32,33,34,36,38,40,41,42,46,50,52],"act_option":false,"display_option":false,"primary":{"topic":124}},"subtitle":"Steps to Maximize your Refund","excerpt":"Here\u2019s how the major auto insurance companies are reducing drivers' rates and how you can collect your refund.","featured_image":14320,"caption_override":"","updated_on":null,"sidebar_action":"","related_event":"","hide_hero_image":false,"location":"","external_link":{"publication_name":"","url":""},"file":null,"sidebar_action_query_string":""},"helper_people_group":{"title":"Authors","entities":null},"helper_downloads":{"title":"Downloads","files":null},"page_layout":[{"acf_fc_layout":"layout_wysiwyg","_acfe_flexible_toggle":"","component_wysiwyg":{"content":"<html><body><div class=\"field-collection-view clearfix\"> <img src=\"\/sites\/pirg\/modules\/pirg_custom\/js\/spacer.gif\" alt=\"tab\" class=\"tab-image\"><div class=\"panel-content\">\r\n  <div class=\"overlay\">\r\n\t<div class=\"field field-name-field-section-body field-type-text-long field-label-hidden\">\r\n\r\n  \r\n  <p><style>\r\n.campaign-banner h1.title {font-size: 65px;}\r\n.view-id-consumer_tips .pagination, .view-id-covid_19_tips .pagination {clear: both}\r\n.pagination {display: table; margin-left: auto; margin-right: auto;}\r\n.gridWrapper {}\r\n.gridItem .field-type-image img {\r\n    max-width: 100%;\r\n    height: auto;}\r\n.gridList {padding: 0px; margin: 0px; list-style: none;}\r\n.gridItem {padding-bottom: 10px}\r\n.field-name-field-section-title {text-align: center;}\r\n.gridItem .field-type-image {border: 1px solid #999; background-color: #efefef; border-bottom: 0px;}\r\n.gridItem h5 {margin: 0px; line-height: 1.2em; padding: 10px 10px 0px 10px; border: 1px solid #999; border-top: 0px; border-bottom: 0px; background-color: #efefef;}\r\n.gridItem p {margin: 0px; padding: 0px 10px 10px 10px; min-height: 82px; border: 1px solid #999; border-top: 0px; background-color: #efefef;}\r\n.views-row-odd {clear: both;}\r\n.bottomText {\r\n    background-color: #efefef;\r\n    padding: 20px;\r\n    border: solid #333;\r\n    border-width: 0px 1px 1px 1px;\r\n}\r\n.bottomText h5 {\r\nmargin: 0px;\r\n}\r\n<\/style><script>\r\njQuery( document ).ready( function() {\r\n   jQuery(\"div.campaign-banner-image .field-name-field-image-splash\").prepend( \"<div class='addOverlay'>\u00a0<\/script><\/p><\/div>\" );\r\n});\r\n\r\n<style>\r\n.motto h4.subhead, .campaign-banner h4.subhead {font-size:18px;text-shadow:none;}\r\n.addOverlay {background:rgb(255,255,255);opacity:0;height:100%;width:100%;top:0;left:0;position:absolute;padding:0;}\r\n.motto .subhead {font-size:18px;text-shadow:none;}\r\n.byline {font-size: 14px; color: #666666; border-top: 1px solid #c61b2d; margin-bottom: 20px;}\r\n@media\u00a0(min-width: 768px){\r\n.motto .subhead {font-size:18px;text-align:left;}\r\n}\r\n<\/style><script>\r\njQuery( document ).ready( function() {\r\n    jQuery(window).scroll(function () {\r\n        var currentScrollTop = jQuery(window).scrollTop();\r\n\tvar opacityValue = currentScrollTop\/jQuery(\".campaign-banner-image\").height();\r\n\tvar opacityRevValue = 1 - opacityValue; \r\n        jQuery(\".addOverlay\").css(\"opacity\", opacityValue );\r\n    });\r\n    });\r\n<\/script><script type=\"text\/javascript\" src=\"https:\/\/cdn.jsdelivr.net\/jquery.jssocials\/1.4.0\/jssocials.min.js\"><\/script><link type=\"text\/css\" rel=\"stylesheet\" href=\"https:\/\/cdn.jsdelivr.net\/jquery.jssocials\/1.4.0\/jssocials.css\"><link rel=\"stylesheet\" href=\"\/\/netdna.bootstrapcdn.com\/font-awesome\/4.3.0\/css\/font-awesome.min.css\"><link type=\"text\/css\" rel=\"stylesheet\" href=\"https:\/\/cdn.jsdelivr.net\/jquery.jssocials\/1.4.0\/jssocials-theme-plain.css\"><script>\r\njQuery( document ).ready( function() {\r\njQuery( \".shareQuote\" ).each(function() {\r\nvar urlCurrent = window.location.href;     \/\/ Returns full URL\r\nvar shareText = jQuery( this ).text();\r\njQuery( this ).append( \"<div class='shareBox'><\/script><\/div>\" );\r\n jQuery( \".shareBox\", this ).jsSocials({\r\n            shares: [\"twitter\", \"facebook\"],\r\n \/\/ URL to share\r\n  url: urlCurrent,\r\n  \/\/ text to share\r\n  text: shareText,\r\nshowLabel: false\r\n        });\r\n    });\r\n});\r\n\r\n<style>\r\n.shareBoxx {float: right; width: 50px; margin-left: 20px; margin-top: -15px;}\r\n.shareBox {text-align: center;}\r\n.jssocials-shares {margin: 0 0;}\r\n<\/style><\/div>\r\n<div class=\"field-collection-container clearfix\"><div class=\"field field-name-field-find-out-more-link field-type-field-collection field-label-hidden\">\r\n\r\n  \r\n  \r\n<\/div>\r\n<\/div>  <\/div>\r\n\r\n<\/body><\/html>","":null}},{"acf_fc_layout":"layout_wysiwyg","_acfe_flexible_toggle":"","component_wysiwyg":{"content":"<html><body><div class=\"field-collection-view clearfix\"> <img src=\"\/sites\/pirg\/modules\/pirg_custom\/js\/spacer.gif\" alt=\"tab\" class=\"tab-image\"><div class=\"panel-content\">\r\n  <div class=\"overlay\">\r\n\t<div class=\"field field-name-field-section-body field-type-text-long field-label-hidden\">\r\n\r\n  \r\n  <p dir=\"ltr\">With many regions of the country under stay-at-home orders, and with schools closures and work shutdowns, less of us are driving during COVID-19. As a result, there is lower risk of car accidents. According to the <a href=\"https:\/\/consumerfed.org\/press_release\/auto-insurance-premium-relief-update-more-insurers-to-return-premium-as-refunds-and-credits-top-7-billion-through-may\/\">Consumer Federation of America<\/a>, the <a href=\"https:\/\/consumerfed.org\/wp-content\/uploads\/2020\/04\/Auto-Insurance-Refunds-Table-1.pdf\">companies<\/a> responsible for over 88 percent of American auto insurance will provide refunds or credit to drivers of $7 billion over the next two months. It is a start, but more is warranted.\u00a0<\/p>\r\n<p dir=\"ltr\">Here\u2019s how the major auto insurance companies are helping drivers reduce their rates and how you can easily collect your refund or credit.<\/p>\r\n\r\n<\/div>\r\n<div class=\"field-collection-container clearfix\"><div class=\"field field-name-field-find-out-more-link field-type-field-collection field-label-hidden\">\r\n\r\n  \r\n  \r\n<\/div>\r\n<\/div>  <\/div>\r\n<\/div>\r\n<\/div><\/body><\/html>","":null}},{"acf_fc_layout":"layout_wysiwyg","_acfe_flexible_toggle":"","component_wysiwyg":{"content":"<html><body><div class=\"field-collection-view clearfix\"> <img src=\"\/sites\/pirg\/modules\/pirg_custom\/js\/spacer.gif\" alt=\"tab\" class=\"tab-image\"><div class=\"panel-content\">\r\n  <div class=\"overlay\">\r\n\t<div class=\"field field-name-field-section-title field-type-text field-label-hidden\">\r\n\r\n  \r\n  How to maximize your credit or refund for auto insurance during the pandemic?\r\n<\/div>\r\n<div class=\"field field-name-field-section-body field-type-text-long field-label-hidden\">\r\n\r\n  \r\n  <ol><li><strong>Ask about refund for decreased driving.<\/strong> If you\u2019re driving less or not at all, you should contact your insurer, notify them of your different routine, and ask if they can lower your usage rates to reflect your decreased driving time. When you begin driving at your normal frequency again, you can contact your insurer to change this back.<\/li>\r\n<li><strong>Consider decreasing or pausing your coverage.<\/strong> You can contact your insurer about pausing your coverage during this time, but should only do this if your car is safely stored and you have no intention of driving it.\u00a0<\/li>\r\n<li><strong>Update your direct deposit information.<\/strong> Most companies will deposit your refund into your most recent bank account on file, so you should confirm that your information is up to date.\u00a0<\/li>\r\n<li><strong>Check for extended grace periods.<\/strong> According to <a href=\"https:\/\/www.forbes.com\/sites\/advisor\/2020\/04\/02\/covid-19-sparks-extended-insurance-grace-periods-and-other-relief\/#37db7d314ab0\">Forbes<\/a>, the typical grace period for paying your auto insurance is 7 days, but many companies are extending this period for up to 60 days and committing not to cancel a policy for lack of payment. If you do skip a payment or use the extended grace period, your bill will still add up, so it\u2019s important to pay what you can.<\/li>\r\n<li><strong>Look into extended delivery coverage.<\/strong> If you\u2019re using your vehicle to deliver food, medicine and other items during this pandemic, some companies are temporarily waiving the need for additional delivery driver insurance.<\/li>\r\n<\/ol><\/div>\r\n<div class=\"field-collection-container clearfix\"><div class=\"field field-name-field-find-out-more-link field-type-field-collection field-label-hidden\">\r\n\r\n  \r\n  \r\n<\/div>\r\n<\/div>  <\/div>\r\n<\/div>\r\n<\/div><\/body><\/html>","":null}},{"acf_fc_layout":"layout_wysiwyg","_acfe_flexible_toggle":"","component_wysiwyg":{"content":"<html><body><div class=\"field-collection-view clearfix field-collection-view-final\"> <img src=\"\/sites\/pirg\/modules\/pirg_custom\/js\/spacer.gif\" alt=\"tab\" class=\"tab-image\"><div class=\"panel-content\">\r\n  <div class=\"overlay\">\r\n\t<div class=\"field field-name-field-section-title field-type-text field-label-hidden\">\r\n\r\n  \r\n  Insurers Declared Policies During COVID-19\r\n<\/div>\r\n<div class=\"field field-name-field-section-body field-type-text-long field-label-hidden\">\r\n\r\n  \r\n  <div>\r\n<ol><li><strong><a href=\"https:\/\/www.allstate.com\/covid.aspx?intcid=\/home\/home.aspx%7Chero%7CLearnMore%7CCovid19200406\">Allstate<\/a><\/strong><\/li>\r\n<li><strong><a href=\"https:\/\/www.amfam.com\/about\/coronavirus\">American Family Insurance<\/a><\/strong><\/li>\r\n<li><strong><a href=\"https:\/\/www.farmers.com\/covid-19-notice\/\">Farmers and 21st Century Insurance<\/a><\/strong><\/li>\r\n<li><strong><a href=\"https:\/\/www.geico.com\/about\/coronavirus\/commercial-insurance\/\">GEICO<\/a><\/strong><\/li>\r\n<li><strong><a href=\"https:\/\/www.libertymutual.com\/covid-19\">Liberty Mutual Insurance<\/a><\/strong><\/li>\r\n<li><strong><a href=\"http:\/\/mapfreinsuranceblog.com\/covid-19-updates\/\">MAPFRE<\/a><\/strong><\/li>\r\n<li><strong><a href=\"https:\/\/www.mercuryinsurance.com\/about\/coronavirus-response.html\">Mercury Insurance<\/a><\/strong><\/li>\r\n<li><strong><a href=\"https:\/\/www.progressive.com\/support\/covid19\/\">Progressive<\/a><\/strong><\/li>\r\n<li><strong><a href=\"https:\/\/newsroom.statefarm.com\/covid-19\/\">State Farm<\/a><\/strong><\/li>\r\n<li><strong><a href=\"http:\/\/investor.travelers.com\/file\/Index?KeyFile=403557655\">Travelers<\/a><\/strong><\/li>\r\n<li><strong><a href=\"https:\/\/www.usaa.com\/inet\/wc\/covid-19-financial-difficulty\">USAA<\/a><\/strong><\/li>\r\n<\/ol><\/div>\r\n\r\n<\/div>\r\n<div class=\"field-collection-container clearfix\"><div class=\"field field-name-field-find-out-more-link field-type-field-collection field-label-hidden\">\r\n\r\n  \r\n  \r\n<\/div>\r\n<\/div>  <\/div>\r\n<\/div>\r\n<\/div><\/body><\/html>","":null}}],"site_specific_content":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Save on Auto Insurance during COVID-19<\/title>\n<meta name=\"description\" content=\"Here\u2019s how the major auto insurance companies are reducing drivers&#039; rates and how you can collect your refund.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/dev.pirg-test.com\/georgia\/edfund\/resources\/save-on-auto-insurance-during-covid-19\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Save on Auto Insurance during COVID-19\" \/>\n<meta property=\"og:description\" content=\"Here\u2019s how the major auto insurance companies are reducing 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