{"id":1371,"date":"2011-06-28T04:00:00","date_gmt":"2011-06-28T08:00:00","guid":{"rendered":"https:\/\/dev.pirg-test.com\/georgia\/resources\/building-better-health-care-marketplace-13\/"},"modified":"2022-08-06T07:52:43","modified_gmt":"2022-08-06T11:52:43","slug":"building-a-better-health-care-marketplace","status":"publish","type":"resource","link":"https:\/\/dev.pirg-test.com\/georgia\/resources\/building-a-better-health-care-marketplace\/","title":{"rendered":"Building a Better Health Care Marketplace"},"featured_media":0,"template":"","meta":{"_acf_changed":false,"_yoast_wpseo_meta-robots-noindex":false,"_yoast_wpseo_meta-robots-nofollow":false,"_yoast_wpseo_opengraph-title":"","_yoast_wpseo_opengraph-description":"","_yoast_wpseo_twitter-title":"","_yoast_wpseo_twitter-description":""},"campaign_tax":[],"display_option":[],"issue_tax":[],"resource_type":[87],"region_tax":[],"state":[13,2],"topic_tax":[],"class_list":["post-1371","resource","type-resource","status-publish","hentry"],"acf":{"details":{"helper_taxonomies":{"topics":false,"collection":false,"press_type":false,"person_type":false,"resource_type":87,"event_type":false,"campaigns":false,"department":false,"level":false,"states":[2,13],"act_option":false,"display_option":false,"primary":{"topic":null}},"subtitle":"","excerpt":"Consumers across the state know that the health insurance marketplace is broken.\u00a0 Insurers don\u2019t compete for their business, instead offering take-it-or-leave-it deals.\u00a0 Important information about coverage is buried in the fine print, making it hard to know what\u2019s really covered.\u00a0 Instead of working to lower costs and improve quality, too many insurers focus on covering healthy enrollees and dumping the sick.\u00a0 And costs are continuing their unsustainable rise.\u00a0 Nationally, the great majority of individual-market policyholders\u201477% \u2014saw a premium increase from early 2009 to early 2010, with an average rate hike of 20%.\u00a0 Small businesses, too, pay 18% more for insurance than their larger competitors and have seen repeated double digit premium increases.\nThe creation of a new health insurance exchange offers our state the chance to build a better marketplace for health care.\u00a0 The exchange can help individuals and small businesses by increasing competition and improving choices in the state\u2019s insurance market.\u00a0 By providing better options and better information, and negotiating on behalf of its enrollees, the exchange can level the playing field for consumers.\nSuccess is not assured, however, as states confronting the task of setting up their exchange must grapple with important policy questions.\u00a0 This report is a blueprint for creating a strong, pro-consumer exchange that lives up to its promise of a better marketplace.","featured_image":"","caption_override":"","updated_on":null,"sidebar_action":null,"related_event":null,"hide_hero_image":false,"location":"","external_link":{"publication_name":"","url":""},"file":null,"sidebar_action_query_string":""},"helper_people_group":{"title":"Authors","entities":null},"helper_downloads":{"title":"Downloads","files":[{"file":100000000020206,"title":"Building-a-Better-Health-Care-Marketplace-vWeb_3"}]},"page_layout":[{"acf_fc_layout":"layout_wysiwyg","_acfe_flexible_toggle":null,"component_wysiwyg":{"content":"
Building a Better Health Care Marketplace<\/title>\n<meta name=\"description\" content=\"Consumers across the state know that the health insurance marketplace is broken.\u00a0 Insurers don\u2019t compete for their business, instead offering take-it-or-leave-it deals.\u00a0 Important information about coverage is buried in the fine print, making it hard to know what\u2019s really covered.\u00a0 Instead of working to lower costs and improve quality, too many insurers focus on covering healthy enrollees and dumping the sick.\u00a0 And costs are continuing their unsustainable rise.\u00a0 Nationally, the great majority of individual-market policyholders\u201477% \u2014saw a premium increase from early 2009 to early 2010, with an average rate hike of 20%.\u00a0 Small businesses, too, pay 18% more for insurance than their larger competitors and have seen repeated double digit premium increases. The creation of a new health insurance exchange offers our state the chance to build a better marketplace for health care.\u00a0 The exchange can help individuals and small businesses by increasing competition and improving choices in the state\u2019s insurance market.\u00a0 By providing better options and better information, and negotiating on behalf of its enrollees, the exchange can level the playing field for consumers. Success is not assured, however, as states confronting the task of setting up their exchange must grapple with important policy questions.\u00a0 This report is a blueprint for creating a strong, pro-consumer exchange that lives up to its promise of a better marketplace.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/dev.pirg-test.com\/georgia\/resources\/building-a-better-health-care-marketplace\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Building a Better Health Care Marketplace\" \/>\n<meta property=\"og:description\" content=\"Consumers across the state know that the health insurance marketplace is broken.\u00a0 Insurers don\u2019t compete for their business, instead offering take-it-or-leave-it deals.\u00a0 Important information about coverage is buried in the fine print, making it hard to know what\u2019s really covered.\u00a0 Instead of working to lower costs and improve quality, too many insurers focus on covering healthy enrollees and dumping the sick.\u00a0 And costs are continuing their unsustainable rise.\u00a0 Nationally, the great majority of individual-market policyholders\u201477% \u2014saw a premium increase from early 2009 to early 2010, with an average rate hike of 20%.\u00a0 Small businesses, too, pay 18% more for insurance than their larger competitors and have seen repeated double digit premium increases. The creation of a new health insurance exchange offers our state the chance to build a better marketplace for health care.\u00a0 The exchange can help individuals and small businesses by increasing competition and improving choices in the state\u2019s insurance market.\u00a0 By providing better options and better information, and negotiating on behalf of its enrollees, the exchange can level the playing field for consumers. 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