{"id":650,"date":"2012-10-16T22:32:02","date_gmt":"2012-10-17T03:32:02","guid":{"rendered":"https:\/\/dev.pirg-test.com\/iowa\/edfund\/articles\/tips-fixing-credit-report-errors-yourself-dont-ever-use-credit-repair-doctor\/"},"modified":"2022-08-06T06:53:04","modified_gmt":"2022-08-06T11:53:04","slug":"tips-for-fixing-credit-report-errors-yourself-dont-ever-use-a-credit-repair-doctor","status":"publish","type":"article","link":"https:\/\/dev.pirg-test.com\/iowa\/edfund\/articles\/tips-for-fixing-credit-report-errors-yourself-dont-ever-use-a-credit-repair-doctor\/","title":{"rendered":"Tips for fixing credit report errors yourself (don\u2019t ever use a credit repair doctor)"},"featured_media":0,"template":"","meta":{"_acf_changed":false,"_yoast_wpseo_meta-robots-noindex":false,"_yoast_wpseo_meta-robots-nofollow":false,"_yoast_wpseo_opengraph-title":"","_yoast_wpseo_opengraph-description":"","_yoast_wpseo_twitter-title":"","_yoast_wpseo_twitter-description":""},"campaign_tax":[153],"display_option":[],"issue_tax":[],"person_tax":[],"region_tax":[],"state":[18,2],"topic_tax":[124,125],"class_list":["post-650","article","type-article","status-publish","hentry"],"acf":{"details":{"helper_taxonomies":{"topics":[124,125],"collection":false,"press_type":false,"person_type":false,"resource_type":false,"event_type":false,"campaigns":153,"department":false,"level":false,"states":[2,18],"act_option":false,"display_option":false,"primary":{"topic":124}},"featured_image":"","caption_override":"","excerpt":"Fox Business reporter Kelly Dilworth has a detailed \"how-to\" called \"10 surefire steps to get errors off your credit reports.\" Don't go to a credit repair doctor, don't read a bunch of wacky advice on self-help websites, don't do any of that, Do what she says.","updated_on":null,"sidebar_action":null,"hide_hero_image":false,"sidebar_action_query_string":""},"helper_people_group":{"title":"Authors","entities":[{"type":"dynamic","dynamic_person":{"site":4,"people":"192"},"information":{"name":"","image":null,"role":"","biography":"","contact":{"twitter":"","facebook":"","email":"","phone":""}}}]},"page_layout":[{"acf_fc_layout":"layout_wysiwyg","_acfe_flexible_toggle":null,"component_wysiwyg":{"content":"

Fox Business reporter Kelly Dilworth has a detailed \"how-to\" called \"Ten surefire steps to get errors off your credit reports<\/a>.<\/strong>\"<\/p>\n

Don't go to a credit repair doctor, don't read a bunch of wacky advice on self-help websites, just do what she says instead. Her article is full of important tips to fight through the Kafka-esque credit reporting dispute process.<\/p>\n

If you do otherwise, the credit bureaus -- you might as well call the original Keystone Kops<\/strong><\/a> -- will have you running in circles while, as they like to say,\u00a0 \"the item remains, confirmed by source.\" They don't care that it's wrong; so long as the (creditor) source's computer told them it wasn't, even if no actual people investigated at either end, and the only communication was an electronic ping between two non-thinking machines. Meanwhile you could be denied credit or a job, because the error lowered your credit score.<\/p>\n

If you want more information on credit bureau errors and why they are so difficult to correct, check out the 2009 report \"Automated Injustice,<\/strong><\/a>\" by the consumer lawyers at the National Consumer Law Center. Our 2004 PIRG report, \"Mistakes Do Happen<\/strong><\/a>,\" documented that one-in-four credit reports contain errors serious enough to cause you be denied credit, insurance or a job, or pay more than you should.<\/p>\n

So read Kelly's article \"Ten surefire steps to get errors off your credit reports<\/a>.<\/strong>\" And clip it and tweet it and pass it on. And check your free credit reports from each of the Big Three bureaus <\/strong><\/a> provided by law<\/strong> regularly-- it's cheaper and better than signing up for an over-priced and deceptively advertised credit monitoring service as the credit bureaus would prefer you to do.<\/p>\n

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