{"id":141,"date":"2022-01-28T20:30:23","date_gmt":"2022-01-29T02:30:23","guid":{"rendered":"https:\/\/dev.pirg-test.com\/wisconsin\/foundation\/resources\/dealing-winter-storm-kenan-protect-yourself-your-home-and-your-finances-2\/"},"modified":"2023-05-12T15:51:10","modified_gmt":"2023-05-12T20:51:10","slug":"dealing-with-winter-storm-kenan-protect-yourself-your-home-and-your-finances-2","status":"publish","type":"resource","link":"https:\/\/dev.pirg-test.com\/wisconsin\/foundation\/resources\/dealing-with-winter-storm-kenan-protect-yourself-your-home-and-your-finances-2\/","title":{"rendered":"Dealing with winter storm Kenan: Protect yourself, your home and your finances"},"featured_media":11565,"template":"","meta":{"_acf_changed":false,"_yoast_wpseo_meta-robots-noindex":false,"_yoast_wpseo_meta-robots-nofollow":false,"_yoast_wpseo_opengraph-title":"","_yoast_wpseo_opengraph-description":"","_yoast_wpseo_twitter-title":"","_yoast_wpseo_twitter-description":""},"campaign_tax":[157],"display_option":[],"issue_tax":[],"resource_type":[67],"region_tax":[],"state":[7,8,9,12,13,16,18,23,24,25,28,29,2,32,33,34,36,38,40,41,42,46,50,52],"topic_tax":[124],"class_list":["post-141","resource","type-resource","status-publish","hentry"],"acf":{"details":{"helper_taxonomies":{"topics":[124],"collection":false,"press_type":false,"person_type":false,"resource_type":67,"event_type":false,"campaigns":157,"department":false,"level":false,"states":[7,8,9,12,13,16,18,23,24,25,28,29,2,32,33,34,36,38,40,41,42,46,50,52],"act_option":false,"display_option":false,"primary":{"topic":124}},"subtitle":"","excerpt":"With the massive winter storm that's expected to hit the East Coast this weekend, here are some tips to help consumers protect themselves during and after a disaster, including how to spot possible opportunists, bad deals and con-artists.","featured_image":11565,"caption_override":"","updated_on":null,"sidebar_action":"","related_event":"","hide_hero_image":false,"location":"internal","external_link":{"publication_name":"","url":""},"file":null,"sidebar_action_query_string":""},"helper_people_group":{"title":"Authors","entities":null},"helper_downloads":{"title":"Downloads","files":null},"page_layout":[{"acf_fc_layout":"layout_wysiwyg","_acfe_flexible_toggle":"","component_wysiwyg":{"content":"<html><body><p dir=\"ltr\"><strong><em>By Teresa Murray, Consumer Watchdog<\/em><\/strong><br><strong><em>Jan. 28, 2022<\/em><\/strong><\/p>\r\n<p>With the massive winter storm that\u2019s expected to hit the East Coast this weekend, here are some tips to help consumers protect themselves during and after a disaster, including how to spot possible opportunists, bad deals and con-artists:<\/p>\r\n<ul><li dir=\"ltr\">\r\n<p dir=\"ltr\"><strong>Take photos:<\/strong>\u00a0Here\u2019s a good idea for all homeowners anytime, but especially those dealing with storm\/ weather damage: Take photos and videos now of your home and belongings, if you can do it safely, so you can better document any losses.<\/p>\r\n<\/li>\r\n<\/ul><ul><li dir=\"ltr\">\r\n<p dir=\"ltr\"><strong>Protect your pets:<\/strong>\u00a0People forced to evacuate need to know if hotels or shelters will take their pets.\u00a0<a href=\"https:\/\/www.petswelcome.com\/\">Pets Welcome<\/a>\u00a0is a good resource for that information for\u00a0<a href=\"https:\/\/www.petswelcome.com\/hurricane-emergency\/shelters-near-me\">shelters<\/a>\u00a0and\u00a0<a href=\"https:\/\/www.petswelcome.com\/\">hotels<\/a>. Additionally, many hotels relax their pet policies and waive pet fees during a natural disaster. Call ahead to find out. If people do have to leave their pets behind,\u00a0<a href=\"https:\/\/www.peta.org\/living\/animal-companions\/animals-emergencies\/\">PETA recommends<\/a>\u00a0leaving at least 10 days\u2019 worth of food and water. Bring Fido offers these\u00a0<a href=\"https:\/\/www.bringfido.com\/blog\/how-to-keep-your-dog-safe-during-a-hurricane\/\">additional tips<\/a>\u00a0to keep your dog safe during a <a href=\"https:\/\/www.bringfido.com\/blog\/how-to-keep-your-dog-safe-during-a-winter-storm\/\">winter storm<\/a>,\u00a0<a href=\"https:\/\/www.bringfido.com\/blog\/how-to-keep-your-dog-safe-during-a-hurricane\/\">hurricane<\/a>\u00a0or other\u00a0<a href=\"https:\/\/www.bringfido.com\/emergency\/\">emergency<\/a>.<\/p>\r\n<\/li>\r\n<li dir=\"ltr\">\r\n<p dir=\"ltr\"><strong>Use generators with extreme caution:<\/strong> When the power is knocked out \u2013 whether from a winter storm or a hurricane \u2013 portable generators can be important for powering refrigerators, medical devices and other needs in the home. But, if not operated properly, <a href=\"https:\/\/usdev.pirg-test.com\/blogs\/blog\/usp\/portable-generators-kill-about-70-people-each-year-heres-how-protect-yourself-and\">portable generators are extremely dangerous<\/a> to people and pets. Portable generators emit carbon monoxide, a gas that can be a silent killer. The odorless, colorless and tasteless gas causes\u00a0<a href=\"https:\/\/www.cdc.gov\/co\/faqs.htm\">\u201cflu-like\u201d symptoms<\/a>\u00a0and can cause loss of consciousness. The\u00a0<a href=\"https:\/\/www.cpsc.gov\/Newsroom\/News-Releases\/2021\/Protect-Your-Family-During-the-Catastrophic-Winter-Storms\">U.S. Consumer Product Safety Commission<\/a>\u00a0(CPSC) estimates that 70 people die each year from carbon monoxide poisoning associated with portable generators.\u00a0\u00a0<\/p>\r\n<\/li>\r\n<\/ul><ul><li dir=\"ltr\">\r\n<p dir=\"ltr\"><strong>Watch out for fraud and scams:<\/strong>\u00a0After past disasters, con artists have posed as federal employees, insurance agents and housing inspectors to steal information and money.\u00a0<a href=\"https:\/\/www.fcc.gov\/consumers\/guides\/after-storms-watch-out-scams\">Fake flood robocalls have promised victims money for simple information.<\/a><br>\r\n\u2014 People can take several steps to protect themselves:<br>\r\n\u2014 Ask for appropriate identification. Don\u2019t give out personal information such as Social Security numbers, bank account information, policy numbers or anything else to someone you didn\u2019t contact independently.<br>\r\n\u2014 Remember FEMA doesn\u2019t charge anyone to submit an application.<br>\r\n\u2014 Don\u2019t give anyone a large deposit or down payment before they provide their goods or services.<br>\r\n\u2014 And don\u2019t pay in cash or with a wire transfer or gift card.<\/p>\r\n<\/li>\r\n<\/ul><ul><li dir=\"ltr\">\r\n<p dir=\"ltr\"><strong>Be on guard for price gouging:<\/strong> Pennsylvania, Maine, New Jersey, New York and 33\u00a0other states have anti-price gouging laws that protect consumers from prices that are inflated under certain circumstances after an emergency. If a business is hiking prices for gas, water, building supplies, food, ice or other needs, people should report it to their state attorney general\u2019s office immediately. Here is a <a href=\"https:\/\/usdev.pirg-test.com\/feature\/usp\/how-report-price-gouging-after-natural-disaster\">list of the contact information<\/a> for all 50 state attorneys general.\u00a0<\/p>\r\n<\/li>\r\n<\/ul><ul><li dir=\"ltr\">\r\n<p dir=\"ltr\"><strong>Make sure your food is safe:<\/strong>\u00a0If you lose power, <a href=\"https:\/\/usdev.pirg-test.com\/blogs\/blog\/usf\/how-keep-food-safe-during-power-outage\">be careful about using using refrigerated\/ frozen foods that thaw<\/a>.\u00a0Your refrigerator will keep food safe for up to four hours without power if you keep the door shut as much as possible.<br>\r\n\u2014 Perishable foods like meat, dairy, fish and leftovers should get tossed after four hours of no power.<br>\r\n\u2014 For frozen foods, a full freezer will hold a safe temperature for around 48 hours (24 hours if it is half full and the door stays closed). Stacking food closer together can help if stay cold for longer.<br>\r\n\u2014 Perishables (frozen or refrigerated) that get to 40 \u00b0F for more than two hours should get thrown out.<\/p>\r\n<\/li>\r\n<\/ul><ul><li dir=\"ltr\">\r\n<p dir=\"ltr\"><strong>Watch out for identity theft:<\/strong>\u00a0Identity theft can compound your problems after a disaster. Storm victims are particularly vulnerable. U.S. law allows anyone to freeze their credit files at no cost. People can\u00a0<a href=\"https:\/\/usdev.pirg-test.com\/resources\/usp\/protect-yourself-against-new-account-id-theft\">find out more here about how to protect<\/a>\u00a0themselves from identity theft.<\/p>\r\n<\/li>\r\n<\/ul><ul><li dir=\"ltr\">\r\n<p dir=\"ltr\"><strong>File claims quickly:<\/strong>\u00a0Report your claim as soon as possible because insurance companies generally process claims first come, first served, according to the Consumer Federation of America. Also, insurers should not raise your rate for filing a hurricane claim or fail to renew your policy for filing one, CFA said. Make detailed lists of losses, including living expenses and debris removal, and keep all receipts.<\/p>\r\n<\/li>\r\n<\/ul><ul><li dir=\"ltr\">\r\n<p dir=\"ltr\"><strong>Vet contractors:<\/strong>\u00a0Homeowners should use only licensed contractors with verifiable references to work on their property. When interviewing contractors, homeowners should ask for proof of their insurance and bonding, and about their past experience repairing damage from flooding or other disasters and their mold remediation practices. Each state has a Board of Contractors that offers a full list of licensed contractors. Homeowners can also get\u00a0<a href=\"https:\/\/www.fema.gov\/assistance\/individual\">advice from FEMA.<\/a><\/p>\r\n<\/li>\r\n<li dir=\"ltr\">\r\n<p dir=\"ltr\"><strong>Avoid scammers posing as charities:<\/strong>\u00a0Con-artists will try to take advantage of someone else\u2019s misfortune and people\u2019s big hearts by soliciting donations that won\u2019t really go to help disaster victims after all. Check out this\u00a0<a href=\"https:\/\/www.consumer.ftc.gov\/features\/how-donate-wisely-and-avoid-charity-scams\">guide<\/a>\u00a0from the Federal Trade Commission on donating wisely and avoiding ripoffs.<\/p>\r\n<\/li>\r\n<li dir=\"ltr\">\r\n<p dir=\"ltr\"><strong>Get estimates:<\/strong>\u00a0If possible, get multiple estimates from contractors to help you file a claim that will be accurate when it\u2019s time to pay the bill.<\/p>\r\n<\/li>\r\n<\/ul><\/body><\/html>","":null}}],"site_specific_content":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Dealing with winter storm Kenan: Protect yourself, your home and your finances<\/title>\n<meta name=\"description\" content=\"With the massive winter storm that&#039;s expected to hit the East Coast this weekend, here are some tips to help consumers protect themselves during and after a disaster, including how to spot possible opportunists, 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